Find state-specific paystub guidance, compare document options, and create polished PDFs for paystubs, earnings statements, tax forms, and proof-of-income workflows used by employees, contractors, landlords, lenders, and small businesses.
Choose the right tool
Different requests call for different formats. Use your state page for location context, then choose the PayStubCheck document that best matches the request you received.
Select your state
Each page includes state-specific income tax information, gig worker context, and a direct link to your income document generator.
State rates are estimated effective middle-bracket rates based on 2026 tax tables. Consult a tax professional for exact figures.
Why it matters
Each state has its own withholding tables, filing thresholds, and local tax rules. Our engine uses official-source data for all 50 states — not flat estimates. Select your state to see what applies to you.
California uses Method B, New York uses NYS-50-T-NYS, Ohio uses municipal rates — we implement each state's actual methodology, not a generic estimate.
Alaska, Florida, Nevada, New Hampshire, South Dakota, Tennessee, Texas, Washington, and Wyoming have no state income tax. Our engine automatically applies $0 withholding for these states.
New York City and Yonkers residents face additional local income tax on top of state withholding. Ohio workers may owe municipal income tax. We account for these where data is available.
State tax rates, brackets, and withholding formulas update annually. Our engine reflects 2026 official tables. Estimates are for recordkeeping — consult a tax professional for exact filing requirements.
For gig workers & freelancers
As a 1099 contractor, platform worker, or self-employed professional, no one withholds state or federal income tax from your earnings. Documenting your income — with accurate withholding estimates — helps you stay organized, estimate quarterly taxes, and satisfy income verification requests.
Landlords and property managers typically require proof of income equaling 2–3× monthly rent. A professionally formatted earnings statement — with state-accurate withholding — presents your income in a format they recognize and trust.
Lenders want to see consistent income history. A detailed earnings statement with gross pay, deductions, and net pay — formatted like payroll — gives underwriters the structure they need to assess your application.
Self-employed workers must pay estimated taxes quarterly. Running your earnings through our state-aware engine gives you a clear picture of your federal + state withholding obligations before deadlines arrive.
Track your income period-by-period with professional-format records. YTD totals, deduction history, and net pay calculations — the same level of documentation a W-2 employee receives automatically, built for you.
Under the hood
Most paystub generators apply a flat percentage. We don't. Here's what actually happens when you select your state.
We calculate your gross pay from your inputs: regular hours × rate, plus overtime (at your chosen multiplier), holiday pay, bonus, and commission.
401(k), health insurance, FSA, and commuter benefits reduce your taxable income before withholding is calculated — just like your employer's payroll system does.
2026 IRS Publication 15-T tables for all filing statuses (Single, MFJ, MFS, HoH). Annualized income method with W-4 adjustments including Step 2 checkbox, Step 3 credits, and additional withholding.
Each state's official methodology is applied: graduated brackets, flat rates, annualized wage method, or zero for no-tax states. Your state choice drives this calculation completely.
Social Security (6.2%) up to the 2025 wage base of $176,100, plus Medicare (1.45%) with the additional 0.9% surtax applied above $200k. Correct YTD tracking across all pay periods.
Net pay = gross − all taxes − post-tax deductions. YTD totals are projected from your current pay period number, showing cumulative gross, taxes, and deductions for the year to date.
Tax calculations are estimates for document formatting and recordkeeping purposes only. Consult a licensed tax professional for filing guidance.
Quick reference
Key facts about how each state taxes income. Select your state below the map for a full breakdown specific to gig workers and freelancers.
Questions
No account. No email wall. State-aware document formatting. Preview free — pay only when satisfied.
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