Hourly last period
Multiply straight-time hours by the hourly rate, add overtime at the rate you’ve already settled on, and keep both lines in view.
Free U.S. final-pay calculator
Final Paycheck: add up the parts of a last check
Combine last-period wages, overtime you’ve already worked out, any PTO payout that applies, earned bonus or commission, and other settled final-pay items. Then take off the withholding and deductions you enter to see an open, line-by-line gross and net estimate.
Runs in your browser. Wages, PTO, withholding, deductions, and final-pay figures stay on this page while you work.
Include only amounts you already know apply
This calculator does arithmetic only — it is not a final-pay entitlement or deadline engine. It won’t decide whether PTO has to be paid, how a salary can be prorated, which deductions are allowed, or when state law says payment is due.
Your final-pay arithmetic
Modeled gross final pay—
The total of the final-pay items you entered — not a finding of what an employer legally owes.
Estimated net after entered deductions—
Last-period wages—
Overtime pay entered—
PTO payout entered—
Bonus or commission—
Other final-pay amount—
Withholding you entered—
Other deductions you entered—
All deductions entered—
How wages were figured—
How the figures were reached
—Not a ruling on due dates or entitlement
State final-pay deadlines, PTO payout rules, commission timing, allowable deductions, tax treatment, and wage penalties all vary. Check the official sources below, along with the employer policy or agreement that applies, when deciding what belongs in a last check.
Stays in your browserNo wage or final-pay figure is sent to a PayStubCheck server for calculation.
No assumed PTOUnused leave is counted only when you enter a payout that applies.
No deadline determinationsThe tool never says when federal or state law requires final payment.
How the estimate is built
What can go into a final paycheck?
A last check can hold several separate parts. The wages may be simple, while overtime, commissions, earned bonuses, unused leave, deductions, and timing can turn on facts and rules that go beyond arithmetic.
The calculator’s modelLast-period wages + overtime pay entered + PTO payout that applies + earned bonus/commission + other final-pay amount = modeled gross final pay
Modeled gross − withholding entered − deductions entered = estimated net
Modeled gross − withholding entered − deductions entered = estimated net
Why there’s no automatic “amount due” figure
The federal FLSA doesn’t require final payment right after termination and doesn’t itself require vacation pay. State law, employer policy, contracts, and the nature of particular pay can significantly change what is owed and when, so the calculator doesn’t fill in those facts for you.
Where it helps
Situations where a final paycheck calculator is useful
It works best once you know which wage items apply and want a clear arithmetic check of the total.
Checking a PTO payout
When a law, policy, or agreement says unused leave must be paid, enter the hours and payout rate on their own instead of tucking the amount into a gross total.
Salary or settled wages
If the last period’s wage figure is already decided, type it in directly. The calculator intentionally leaves salary proration to you.
What official sources say
The U.S. Department of Labor says federal law doesn’t require an employer to hand a former employee the final paycheck immediately, though some states may require immediate or faster payment. DOL also explains that FLSA-required wages are due on the regular payday for the pay period covered, and that the FLSA doesn’t require vacation, holiday, severance, or sick pay.
Sources last checked: August 30, 2026. Treat this page as arithmetic plus background on the sources — not legal advice. Final pay can also turn on state, local, contract, union, employer-policy, commission, PTO, tax, and industry-specific rules.
Limits of the result
What the result shows — and what it can’t
A tidy arithmetic total helps, but it can’t settle which pay rules apply to a particular separation.
It can help you
- add up the known parts of a final paycheck in one place;
- keep base wages, overtime, PTO payout, and extra earnings on separate lines;
- set gross final pay beside a net estimate after the deductions you entered;
- print a clear breakdown of the arithmetic for review or your records.
It does not decide
- when state or local law says the last check is due;
- whether unused vacation or PTO has to be paid;
- whether a commission or bonus has been earned or is payable;
- how salary is prorated, which overtime rate applies, or exemption status;
- which deductions are permitted or which payroll taxes are owed;
- penalties for late payment, damages, interest, or any other remedy.
Common questions
Final Paycheck: questions answered
How the arithmetic model works, and when to check an official state or federal source.
What does federal law say about the timing of a last paycheck?
The U.S. Department of Labor says federal law doesn’t require a former employee to be paid immediately. FLSA-required wages are generally due on the regular payday for the pay period covered. State final-pay laws can set a different deadline, so the calculator doesn’t give a due date.
Must unused PTO be paid out under federal law?
The FLSA doesn’t require vacation pay. Whether unused PTO or vacation has to be paid can depend on state law, employer policy, a contract, or another rule that applies. PTO is only counted here when you enter a payout through hours and a rate.
Can I estimate a salaried employee’s final paycheck?
Yes, as long as the last period’s wage figure is already decided. Pick “Settled last-period wages” and type that figure in. The calculator doesn’t decide whether, when, or how a salary may be prorated or reduced.
What’s the right way to enter overtime?
Type the overtime hours and the overtime rate you’ve already settled on. The legal regular rate isn’t calculated on this page. If the week involved several rates, shift premiums, or a deferred bonus, start with PayStubCheck’s overtime calculators.
Can commissions or bonuses be included?
You can add an amount you’ve already established is earned and payable in the last check. Commission vesting, bonus entitlement, allocation, and payment timing aren’t decided here.
Are payroll taxes calculated?
No. For a net estimate, enter a withholding amount worked out elsewhere. The aim is to reconcile the parts of final pay, not to add another payroll tax engine.
Can the result confirm the last check is legally right?
No. It is arithmetic built from the numbers you enter. It doesn’t decide entitlement, timing, wage classification, allowable deductions, tax treatment, penalties, or compliance with federal, state, local, contract, or employer-policy rules.
Are the amounts saved?
The math runs in your browser. Wages, hours, PTO, withholding, deductions, and the resulting final-pay figures are not sent to a PayStubCheck server for calculation. Analytics only record usage details that contain no dollar amounts.