Hourly final period
Multiply entered straight-time hours by the hourly rate, add overtime using the rate you have already determined, and keep both components visible.
Free U.S. final-pay arithmetic tool
Estimate the pieces of a final paycheck
Add final-period wages, overtime you have already determined, an applicable PTO payout, earned bonus or commission amounts, and other known final-pay components. Then subtract entered withholding and deductions to create a transparent gross and net estimate.
Browser-only calculation. Wage, PTO, withholding, deduction, and final-pay amounts stay in this page while you use the tool.
Enter only amounts you have already determined apply
This is an arithmetic calculator, not a final-pay entitlement or deadline engine. It does not decide whether PTO must be paid, how a salary may be prorated, which deductions are lawful, or when state law requires payment.
Final-pay arithmetic estimate
Modeled gross final pay—
Sum of the final-pay earnings components you entered. This amount is not a determination of what an employer legally owes.
Estimated net after entered reductions—
Base / final-period wages—
Overtime wages entered—
Entered PTO payout—
Bonus / commission—
Other included final-pay amount—
Entered tax withholding—
Other entered deductions—
Total entered reductions—
Hours basis—
Arithmetic trace
—Not a legal due-date or entitlement result
State final-pay deadlines, PTO payout requirements, commission timing, lawful deductions, tax treatment, and wage penalties can differ. Use the official sources below and the applicable employer policy or agreement when determining what belongs in a final paycheck.
Browser-only valuesNo wage or final-pay amount is sent to a calculation API.
No hidden PTO assumptionUnused leave is included only when you enter an applicable payout.
No deadline claimThe tool does not decide when federal or state law requires final payment.
Final paycheck calculation basics
What goes into a final paycheck?
A final paycheck can contain several distinct pieces. The wage component may be straightforward, while overtime, commissions, earned bonuses, unused leave, deductions, and payment timing can depend on facts and rules outside basic arithmetic.
Calculator modelFinal-period wages + entered overtime wages + applicable PTO payout + earned bonus/commission + other included amount = modeled gross final pay
Modeled gross − entered withholding − entered deductions = estimated net
Modeled gross − entered withholding − entered deductions = estimated net
Why there is no automatic “final paycheck due” amount
The federal FLSA does not require immediate final payment after termination and does not itself require vacation pay. State law, employer policy, contracts, and the nature of specific compensation can materially change what is due and when. The calculator therefore avoids inventing those facts.
Useful reconciliation scenarios
When a final paycheck calculator can help
The tool is most useful after you have identified the wage components that apply and want a transparent arithmetic check.
PTO payout reconciliation
If an applicable law, policy, or agreement requires unused leave to be paid, enter the hours and payout rate separately rather than burying the amount inside a gross total.
Salary or known wages
When the final-period wage amount has already been determined, enter it directly. The calculator deliberately does not decide how a salary may be prorated.
Official source context
The U.S. Department of Labor states that federal law does not require an employer to provide a former employee's final paycheck immediately, while some states may require immediate or otherwise accelerated payment. DOL also explains that FLSA-required wages are due on the regular payday for the pay period covered and that the FLSA does not require vacation, holiday, severance, or sick pay.
Source review: August 30, 2026. This page provides arithmetic and general source context, not legal advice. State, local, contract, collective-bargaining, employer-policy, commission, PTO, tax, and special-industry rules can affect final pay.
Calculation boundaries
What the result does—and does not—establish
A clean arithmetic total is useful, but it cannot establish which compensation rules apply to a particular separation.
The estimate can help you
- total known final-pay components in one place;
- separate base wages, overtime, PTO payout, and supplemental earnings;
- compare gross final pay with an entered net-pay reduction estimate;
- print a transparent arithmetic trace for payroll review or recordkeeping.
The estimate does not determine
- the legal final-pay deadline in a state or locality;
- whether unused vacation or PTO must be paid;
- whether a commission or bonus is earned or payable;
- the correct salary proration, overtime rate, or exemption status;
- whether a deduction is lawful or which payroll taxes apply;
- waiting-time penalties, damages, interest, or other remedies.
Frequently asked questions
Final paycheck calculator FAQ
Use these answers to understand the arithmetic model and when to consult an official state or federal source.
When is a final paycheck due under federal law?
The U.S. Department of Labor states that federal law does not require immediate final payment to a former employee. FLSA-required wages are generally due on the regular payday for the pay period covered. State final-pay laws can require a different deadline, so the calculator does not produce a due date.
Does federal law require unused PTO to be paid out?
The FLSA does not require vacation pay. Whether unused PTO or vacation must be paid can depend on state law, employer policy, a contract, or another applicable rule. This calculator includes PTO only when you enter an applicable payout amount through hours and rate.
Can I estimate a salaried employee's final paycheck?
Yes, if the final-period wage amount has already been determined. Choose “Known final-period wages” and enter that amount. The calculator does not decide whether, when, or how a salary may be prorated or deducted.
How should overtime be entered?
Enter overtime hours and the overtime hourly rate you have already determined. This page does not calculate the legal regular rate. If the workweek includes multiple rates, shift differentials, or a deferred bonus, use PayStubCheck's dedicated overtime tools first.
Can I include commissions or bonuses?
You can add an amount you have already determined is earned and payable in the final paycheck. The calculator does not determine commission vesting, bonus entitlement, allocation, or payment timing.
Does this calculate payroll taxes?
No. If you want a net estimate, enter a withholding amount calculated elsewhere. The purpose here is to reconcile the final-pay components, not create another payroll tax engine.
Does the result prove the final paycheck is legally correct?
No. It is arithmetic based on the values entered. It does not determine entitlement, timing, wage classification, lawful deductions, tax treatment, penalties, or compliance with federal, state, local, contract, or employer-policy requirements.
Are the amounts stored?
The calculation runs in your browser. Entered wages, hours, PTO, withholding, deductions, and calculated final-pay amounts are not sent to a PayStubCheck calculation endpoint. Analytics use only non-monetary product-use fields.